Bank of america pre qualify credit card

Here’s how to get Bank of America to pre-qualify you for a credit card : Go to Bank of America ’s pre-qualification page. Click “Continue without signing in. Enter your full name, birth date and the last four digits of your Social Security Number. Visa and MasterCard credit and debit cards : Your 3-digit security code is located on the back of your card in the signature line. American Express cards : Your 4-digit code is located on the front of your card , just above the embossed card number.

If you have a Bank of America account , click Sign in. Otherwise, click Continue without signing in. Complete the form with information such as your name, birth date and Social Security number. But occasionally, you can get a targeted offer for a Bank of America card in the mail. Bank of America doesn’t require a credit card applicant to have a checking or savings account at the institution — but the bank doesn’t discourage it either.

The pre-qualifying application on the bank ’s website allows you to sign in to your account to get automatic credit card offers. How to check if you pre-qualify : Bank of America offers pre-qualified credit card offers in the mail, but you can check for customized credit card offers using this page on their website. How do you contact Bank of America? What does Bank of America offer?

You’ll need to fill out your name, address, DOB, and the last digits of your SSN. Check the small box saying that you understan and click on Get Customized Offers. A secured credit card designed to help establish, strengthen or rebuild credit A minimum refundable security deposit of $3(maximum of $900) is required to open this account.

Your maximum credit limit will be determined by the amount of the security deposit you provide, your income and your ability to pay the credit line established. Don’t take a hit to your credit score for no reason. Pre-qualify before you apply. It does not contain information on mortgage pre-approvals. The new BOA pre qual site is nothing but BS.

Credit card pre -qualification, also called pre -approval, uses a soft credit inquiry (the non-damaging kind) to get a basic idea of your credit risk to estimate whether you would be approved for a given card. They get most of the information they need to make an approval decision, but it won’t appear on your credit report. There are a few ways to get pre-approved for a credit card. And most major credit card companies allow you to check which of their cards you can get pre -approved for, using just a soft pull. I understand that certain credit card issuers that receive my personal identifying information from CreditCards.

I authorize those credit card issuers to pull a new credit. The bank of america pre qualify credit card is currently the best safe for your money. Therefore, we strongly recommend that you take a responsible approach to protecting your card. It requires a minimum.

Depending on your credit profile, you might be eligible for more personalized offers, say, a higher Welcome Bonus, or a lower APR. If you apply for a Card , your application will still be subject to our credit approval process Will this impact my credit score? No impact to your credit score.

Our pre-qualification is a soft credit check, which has no impact to your credit score. It’s a quick way to find the card for you. If you qualify for the Bank of America Cash Rewards credit card , you’ll enjoy a introductory annual percentage rate (APR) for your first statement closing dates when you open an account, as well as no annual fee. Finally, Bank of America does not allow you to open up a credit card if you currently have or have had the card in the last month period. This is known as their 24-month rule.

The Bank of America CashPay Prepaid Visa is designed for consumers who want the convenience of paying with plastic but don’t want (or don’t qualify) for a regular credit card. Prepaid cards only allow you to spend money already in your account. So you can avoid interest payments, bounced checks, or overdraft fees. Pre - qualification is not a guarantee of approval, however.

International students may. However, some credit card issuers and credit -related websites may differ in how they apply these terms, and this may lead to some confusion. Remember, though, that the simple act of applying could be detrimental to your credit. Instead of just sending that application in and hoping you get that card , find out if you pre - qualify for the card you really want. This site does not include all credit card companies or all card offers available in the marketplace.

Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty.