Westpac credit card interest rate

How do you compare a WestPac credit card? What is interest on a credit card? What are the benefits of a WestPac card?

However, you may be able to take advantage of interest free days on purchases if you pay your balance in full by the statement due date each month. Special balance transfer rate. Balance transfers not available. Our credit card rates can be easily obtained from our website. Other credit card rates.

Find out about credit cards here. View Terms and Conditions. Westpac’s current credit card lending criteria apply to all applications and transfers.

After months the rate reverts to the variable cash advance rate. Credit Card Conditions of Use will apply. Payments will be applied to charges and accrued interest , then to cash advances and purchases, followed by balance transfers.

If you have multiple balance transfer rates , payments will first be applied to the balances transferred at the highest interest rate. Fees For All Cards Fees and charges may apply to some of the transactions and services mentioned. See the Transaction and Service fees brochure for details. The variable cash advance rate will almost always be higher than the purchase rate and interest free days do not apply. Up to interest free days.

Let’s talk offers: If you want to clear debt, there is a balance transfer offer up for grabs for the first months of owning the card. If you have big ticket items on your shopping list, the purchase rate offer gives you a way to save on interest. A credit card with a competitive low interest rate that is accepted globally and locally in more places than ever before. Interest is charged on the balance owing and cash advances on your credit card. When and how much interest you will be charged depends on your credit card type, your credit card statement period and the types of transactions you make with your credit card.

Get Top Offers at CreditCard s. Plus, $2cashback when you spend $0on eligible purchases in the first days of approval. Card comes with a $annual fee creating a good low rate package. Features and benefits. Competitive low interest rate of 19.

The bank is also intending to reduce interest on its low- rate credit card to 12. Conveniently Load Money. Westpac and CBA both offer low rate cards at 9. BT fee, (reverts to 2 p.a.) $2cashback when you spend $0in the first days Variable interest rate of 13.

Head to Mastercard Priceless Cities for special offers on a broad range of local and global experiences. Monitor your card spend in real time with CashNav - our money management app. More details hotpoints. However, for those in a constant battle with interest and struggling to make credit card repayments on time, the increase could mean its time to review interest rates and potentially make the switch to a low rate card. The credit card limit is between $5to $0and it charges a monthly fee of $which is $1annually.

Disclaimer: The interest free period is the maximum number of days during which interest is not charged on new purchases. One additional cardholder at no extra cost. Cashback with $0minimum spend within days of card approval.

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