Anz credit card application rejected

Applying for a credit card online is really convenient with ANZ. It only takes around minutes to apply. Get a response in seconds. What is an ANZ Visa debit card?

How do you get an ANZ credit card? Can a bank reject a credit card application? Credit card issuers in Australia only approve applicants who have a good or excellent credit score. When you apply for a credit card , the issuer will request a copy of your credit report from a credit reporting agency.

If you have negative or adverse bureau information in your credit history the issuer may decline your application. I currently own credit cards one has 7k limit with cba the other 6k with anz. I have a mortgage and recently applied for a refinance. I also have a substantial amount of savings. Recently i tried to apply for a ME bank frank credit card and was unsuccessful.

I earn a decent income. AEST, Monday to Friday 10. ANZ offers a range of credit cards offering lower interest rates, lower annual fees or cash or travel rewards.

If you’re unsure which credit card is right for you, check out our card finder tool to find one with the features and benefits to best suit you. To get an ANZ credit card you’ll need to meet our lending criteria, including: Be at least years old and receiving a regular income. Have enough money left over, after your expenses are pai to. Offer only available to new and approved credit card applicants who apply for an ANZ Low Rate credit card account with the balance transfer.

This is a limited time only offer which may be withdrawn or changed at any time without notice. Offer available in respect of balances transferred from non- ANZ credit and store card accounts only. Understanding the different reasons your credit card application may be rejected could help you increase your chances of approval. Some of the common reasons your application may be rejected include: Your age. If you are under years of age then your credit card application will be.

Hi fellas, I have applied for ANZ FF Platinum about a month ago, and got rejected. ANZ knocked me back for a basic credit card ! My best mate is in the exact situation (earns a little less) and they gave him one! I thought they give these things away? The bank rang up the credit card department and they will not tell us why I was refused. ANZ are pretty notorious for up-selling other services.

My girlfriend was up-sold on her ANZ credit card a couple of years back with insurance. There are many reasons why credit card providers may choose to reject an applicant. If you want to avoid having your application declined in the future, take time to consider whether any of the following may have been the cause of your current rejected application.

Manage your card online Temporarily block your card , manage your card PIN and report and replace lost or stolen cards with ANZ Card Manager. Are your documents for a Personal Loan or Credit Card application ? Determine the credit limit increase amount you would like to apply for. Step - Enter your preferred credit card limit. Select the credit card limit you would like to apply for and select.

You can easily view statements for your credit and debit cards in ANZ Internet Banking and ANZ Internet Banking for Business.