Wells fargo student credit card reddit

What is Wells Fargo credit card? Does wells fargo offer a bonus? Can I upgrade to an unsecured credit card? How do you qualify for Wells Fargo cash back?

At least one post I saw mentioned checking out whatever bank one uses. This optional service in Wells Fargo Online helps you automatically make credit card payments by transferring funds from your checking or savings account to your Wells Fargo Credit Card account. Four years ago, I opened a Wells Fargo Secured Credit Card to start building credit.

I deposited $3as collateral which is the minimum. Anyway, after a year of using the card and never carrying balance, I opened a Capital One credit card. Since then, my credit history continuously improved. I checked on credit karma last night and I noticed a credit card was opened in my name with an outstanding balance of $1542. I called the number listed on credit karma and they asked the regular questions: full name, birthday, last four digits of social.

Your Wells Fargo Student Credit Card limit will be based on your credit history and income. The minimum credit limit, provided you meet the approval requirements, is $500. All credit cards report to credit the same way, so the best card for building credit is any card you can get. You do want a card you can leave open for a long time or one that allows product changes, such as Discover It Student. This helps your Average Age of Accounts, which is the hardest thing to build for credit history.

In order to obtain credit , you typically need to have credit. The good news is you do have options for getting your first credit account. You can use it to buy books, pay bills, and cover emergencies.

Refer to the Summary of the Go Far Rewards Program Terms and Conditions and Addendum for the Wells Fargo Cash Wise Visa Card for details. A month later Wells Fargo after some review they approved me. I’ve had this card for years now and a couple days ago they barely increases my limit from $0to $300. My GF has had this card for over years, probably and has her original limit of $000. She has a total of like cards.

I have a total of cards. Like most student credit cards , Wells Fargo ’s is a very expensive way to borrow. In fairness, Wells Fargo does offer a range of APRs (from 1 - 2 Variable).

However, given that most college student will have no or limited credit history, they can expect to pay much closer to the higher variable APR. Before you get too excite we should point out this is standard for many decent student credit cards. Other things worth considering.

Here are a few more things you should consider before applying for the Wells Fargo Cash Back College℠ Card. I live in Los Angeles and life here is expensive. The Wells Fargo college credit card has a variable rate between percent and percent. When it comes down to it, neither of these cards really shines here. As we get to cash advance fees, there are more separations.

The Discover student credit card and Wells Fargo college credit card each have a cash advance fee of , which is the highest. College students who want their first credit card to be with Wells Fargo can apply for this product and get decent benefits—from low interest to cash back on every purchase. Click here to sign on to your Wells Fargo account(s).

Enter your username and password to securely view and manage your Wells Fargo accounts online.