Business insurance for therapists

What coverage can a business owner’s policy provide for therapists and counselors? What insurance does a massage therapist need? Who needs therapist insurance?

What kind of insurance do therapists need? Can I Sue my Therapy Business? Damage to business property. If your occupational therapy clinic , health education office , or other therapy and. Client injuries and property damage.

The general liability portion of a BOP can cover legal and. A second type of useful liability insurance for therapists is general liability insurance. General liability insurance - sometimes called commercial general liability (CGL ), could protect your business from another person or business’s claims of bodily injury, associated medical costs, personal injury and damage to property. Therapists and counselors pay a median premium of less than $per month, or $3annually, for general liability insurance. This policy provides protection for third-party bodily injuries and property damage, along with advertising injuries.

Massage therapist insurance is coverage designed specific to your massage therapy business needs. Massage therapy insurance coverage can also protect against unforeseen accidents and resulting lawsuits that can result in crippling high cost losses to your business. Our insurance experts can help find customized coverage for your specific massage therapy business needs, making sure you’re protected. In the event of an insured incident, this cover could help your business to continue trading, and will help to protect you against the cost of litigation and the costs of negligently causing injury or damage to property. At its core, massage therapy insurance is coverage that will protect you, your patients , and your business in the unexpected event of an injury or accident.

These policies help your business stay standing when other people may be trying to push it over. The cost of insurance for occupational therapists will depend mostly on the size of your business, the number of employees you have and the coverage needed. Business insurance for Therapists As a holistic or complementary therapist , insurance supports the important work you do helping clients to overcome illness, injury and trauma, even when other kinds of treatment haven’t helped. Trust Islands with your business.

Get a quick online quote today and take advantage of our no claims discounts. Coverage is available for Occupational Therapy Practitioners that are employe self-employed or own a practice. Read more about our risk management services and coverage details. From managing oxygen ventilation machines and artificial airway devices to testing and determining whether your patient is getting the proper amounts of oxygen, your responsibilities are great.

Because clients are putting the care of their bodies into your hands, there will be some risk and liability on your part. It’s only prudent that you give yourself the coverage you need to continue working the right way. Benefits of Complementary Therapy Insurance. When you’re considering taking out a policy, one of The Insurance Octopus Massage Therapist insurance specialists will discuss your business requirements with you and compare personalised quotes from a number of major insurance providers, ensuring you get a bespoke policy.

Public liability insurance is often an important cover for businesses, as it can protect you if someone is injured or their property is damaged because of your business. Simply Business offers between £million and £million in cover, to protect you against this cost. As an occupational therapy practitioner, you work hard in your career and the care and treatment of your patients. A disciplinary action or malpractice lawsuit can have unforeseen consequences on both your career and financial future.

Liability Insurance for Occupational Therapy Practitioners. While you may have professional liability insurance (malpractice insurance ) through your employer, there may be limitations and you may not be fully protected. Professional liability insurance—sometimes referred to as EO Insurance—offers a number of possible benefits to occupational therapists, including coverage for negligence, bodily injury, defense costs, personal injury (i.e., libel and slander), claims arising from past-rendered services and more.

If you offer therapeutic, beauty and health treatments to your customers, you’ll need business insurance coverage. In fact, due to the personal nature of your service, you’ll likely face unique risks on top of the ones most small businesses deal with, like property damage and loss of records. This physical therapist insurance will pay for the legal expenses and fees should you get sued for malpractice or other liabilities. Commercial Auto Having a commercial vehicle for your business comes with risks and Commercial Auto insurance protects your car against all these, from collision to theft. Therapists who are not credentialed with insurers cannot bill insurance directly.

This insurance is also known as Malpractice Insurance , it protects you when mistakes are made as well as when allegations are filed. Tailored business insurance for complementary therapists From treatments to advice, your clients expect precision and expert care. As a top priority, you need protection – just in case something goes wrong. Hawaii owned and operate full service insurance agency.

From our humble beginnings, we have grown with branch offices on Maui, Kauai and the Big Island — becoming one of the state’s largest local independent insurance agencies.